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61: Mortgage Interest Rates Move Down Slightly And The Impending Takeover of Freddie Mac and Fannie Mae
Mortgage interest rates moved down slightly this week. This was a good sign since it was not preceded by any rate cuts from the FED. The 30 year mortgage rate fell from 6.52 to 6.47 and the 15 year

62: Why Do People Get Into Credit Card Debt
With the use of credit cards comes credit card debt. How do people get into debt? The old saying that it is easier to get into debt than it is to get out of debt is one hundred percent true. There are

63: High-end property sales
Whilst the majority of the UK is struggling to make ends meet amid the credit crunch, there is a certain percentage of the housing market that is seemingly unaffected by the crisis as drops in prices

64: Types of mortgage
Fixed rate mortgage The main negative feature of a fixed rate mortgage, is that is the Bank of England lowers the interest rates then, your monthly repayments will not change, that is until the end o

65: How to Avoid Over-Spending
Sticking to a budget can be extremely difficult particularly if your finances are tight and you aren't inclined to be particularly organized or disciplined. Never fear, even those of us who aren't pro

66: Fixed Rate Mortgages Hold Steady Again While Arms Nudge Down
For the second week in a row 30 year mortgage rates held steady at 6.52. 15 year mortgages last week moved from 6.07 to 6.1. The week they returned to 6.07. So basically the fixed rates are holding

67: The Power Of A Line Of Credit Home Loan
A Line Of Credit involves having all your income paid into your loan account, and can be a very powerful tool for reducing the size of your loan and the time it takes to pay it off. With a Line Of Cr

68: Subprime Finance Crunch
How long is China's manufacturing pricing benefit going to last? Not for long if the white paper issued the American Chamber of Commerce is anything to go by. The Chinese Government's rule of subsidy

69: How to Make a Budget (and Stick to It)
Responsible budgeting and money management are skills everyone needs to learn as is the discipline required to put these skills into action. Many people find it difficult to stick to a budget; oftenti

70: Simple tips for buy-to-letters
Do your research This is especially important if you have never invested in buy-to-let before as there are risks as well as benefits to this type of investment. There may be better ways to invest your


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